May I borrow or take a loan against my retirement contributions?

No. Minnesota law does not allow you to borrow or take a loan from your retirement fund. You can withdraw your employee contributions only if you resign and terminate employment in a SPTRFA-covered position.

Posted in: Contributions

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Our office will be closed at Noon 11/26/2025 & closed Thursday, 11/27/2025 ‐ Friday, 11/28/2025 for the Thanksgiving Holiday. December's direct deposit date is Monday 12/01/2025.

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